I liked my comment on Green’s post that I decided to repost it here. My views on healthcare [or lack thereof] and why HSAs [Health Savings Accounts] are NOT the answer. This is edited to be stand alone.
I have to warn everyone off the grand experiment of the HSA. We did it last year and got screwed royally. Not only does NO ONE understand it, but you pay a premium each month (ours was $250 or so) for absolutely nothing. You get no coverage of anything. Which means that YOU get to pay insurance rates for all your healthcare. YOU get to pay the $150 bill for a Dr visit. YOU get to pay for the $652.33 blood work. YOU get to pay $22 PER PILL for your prescription. (Real numbers. MINE.)